Investors — niche lending, automated match, broker fee up front.

Bedrock is a multi-tenant lending marketplace. We underwrite niche deals (mining, hemp, construction, equipment, gold royalty), route them to pre-qualified lenders, and capture a broker fee at offer. Scalable. CROA-safe.

deals funded this Q

$1.2M3 closed deals

avg broker fee

1.5–2%up to 3% with uplift

funders in roster

18across 5 niches

rev at scale

$375K–500K50 deals/yr × $500K avg

How we make money — broker fee + placement fee

Broker fee — charged at offer (before close)

Every borrower pays 1.5–2% (up to 3% with niche uplift) when the lender accepts. This is disclosed upfront, CROA-safe — no fee to apply. Example: $2.5M mining deal → 2.0% broker fee = $50,000 collected at offer.

Placement fee — negotiated per lender

Each funder pays us a placement/deral fee (typically 25–50 bps) when their deal closes through us. Negotiated on a per-funder basis. This is recurring — lender pays us per funded deal.

SaaS — white-label tenants (future)

Later: lenders host their own branded portal on our platform, pay platform fee + deal-processing fee per deal. Multitenant revenue.

Volume leverage

50 deals/year at avg $500K = $25M deployed. At 1.5–2% broker fee = $375K–$500K/year. Plus placement fees. Not dependent on one niche — 5 niches, each with their own lender pool.

Why this works

Multi-niche = diversified deal flow. Mining, hemp, construction, equipment, gold royalty — 5 pools, each with their own lender set. No single-niche dependency.
Automated match = low-touch. Borrower applies → AI underwrite → top-3 lender blast → deal status tracked. Minimal human touch.
Broker fee up front = cash flow. Captured at offer acceptance. No funding risk. CROA-compliant.
Lender box-fit = quality. Funders only see deals that fit their box. Higher conversion. Less noise.
Scalable. More funders → more niche coverage → more borrower volume → more revenue. Network effects.

Niche coverage (5 verticals)

MINING / ROYALTY7 funders, $250K–$1B box, royalty/stream appetite

HEMP / CANNABIS4 funders, $50K–$25M box, 280E-aware

CONSTRUCTION4 funders, $50K–$50M box, SFR/ground-up

EQUIPMENT4 funders, $10K–$50M box, vendor finance

Investment thesis: Bedrock is a multi-niche, automated matching + broker fee play. Low-touch, CROA-safe, scalable. 5 niches × 18 lenders today → grows with network effects.

This is not an investment solicitation. For informational purposes. Bedrock is not a registered broker-dealer. Past performance is not indicative of future results.