--- title: Bedrock — For Borrowers description: Apply for funding across 5 niches. AI-underwritten in minutes. Get a grade and a rate — no credit damage to shop. ---
Bedrock Capital Cloud

Borrowers — get underwritten once, shop smart.

Apply once. Get a grade and a rate. No credit pull to shop. We route you to the right lender for your niche.

1

Apply

Tell us your project, amount, niche. Take 3 minutes.

2

Underwritten

AI grades the deal + niche overlay. 43-101, 280E, invoice gates run automatically.

3

Quoted

You get a rate, term, and Bedrock explains who we're routing you to.

4

Close

Sign with the lender. We handle the paperwork. Funded in days, not weeks.

Mining

Royalty & streaming deals on mines. 43-101 required.

gold / silver / copper

Hemp / cannabis

State-licensed + 280E-aware. License + CPA letter required.

cultivation / processing / retail

Construction

Fix + flip + ground-up. Budget + draw schedule required.

SFR / MF / commercial

Equipment

Vendor + heavy asset finance. Invoice + collateral required.

construction / agriculture / machinery

Gold royalty

Royalty + streaming on producing mines. Existing 43-101 required.

producing / development

Fees — transparent, disclosed upfront

Application$0 — no fee to apply
Credit pullNone to shop — we use non-impact underwriting
Broker fee (at offer)1.5%–3% of loan — disclosed in your offer letter
Closing costsVaries by lender — typically 1–3 points
No advance feesCROA-safe — never pay before you're approved

Borrower FAQ: Does applying hurt my credit? No — we underwrite without a hard pull. How fast? Most deals graded in under 5 minutes. What docs? Depends on niche — the form tells you.

→ Apply for funding